Complete a Rollover Contribution Form and mail to the Fund Office.

Check out this Alerus Account Access flier with information on how to log in and navigate your online account.

There are several options available once you retire. Please read through this document which details some of those options and their advantages and disadvantages.

To defer a portion of your wages on a pre-tax basis, complete a Contribution and Investment Election Form and return it to the Fund Office.

You may defer a portion of your wages on a pre-tax basis at a minimum of $0.10 per hour, increasing in $0.05 increments, up to a maximum of $18,000 per year. If you are age 50 or older you may make an additional catch up contribution of up to $6,000 per year.

To change the amount you defer from your wages, complete a Contribution and Investment Election Form and return it to the Fund Office.

To change your investment allocation, complete a Contribution and Investment Election Form and return it to the Fund Office or login to your online Alerus account.

You may withdraw funds from your Savings/401(k) account in the event of one of the following:

• You attain Normal Retirement Age of age 59 ½
• You attain Early Retirement Age of age 55 and retire from active employment
• You qualify for a hardship distribution
• Following one year after termination of employment
• The closure of your employer

For further information, please refer to your Summary Plan Description or contact the Fund Office.

To apply for a withdrawal, you will need to complete a Distribution Application. Please complete the form and mail along with any noted documentation to the Fund Office.

You may be eligible for a hardship withdrawal from your Savings/401(k) Account if you have a financial hardship resulting from one of the following:

• Medical expenses incurred by you, your spouse or your dependents
• To prevent eviction or foreclosure on your principal residence
• To purchase your principal residence
• Tuition payments, room and board, and related educational expenses for you, your spouse or your dependents
• For burial or funeral expenses for your deceased parent, spouse, child or dependent
• For expenses for the repair of damage to your principal residence that qualify for the casualty deduction under IRS Code 165

To apply for a hardship withdrawal, you will need to complete a Hardship Distribution Application. Please complete the form and mail along with any noted documentation to the Fund Office.

To apply for a withdrawal, you will need to complete a Distribution Application. Please complete the form and mail along with any noted documentation to the Fund Office.

To apply for a hardship withdrawal, you will need to complete a Hardship Distribution Application. Please complete the form and mail along with any noted documentation to the Fund Office.

In order to change your mailing address, you must complete a Change of Address Form. You may print and complete the form, or you may contact the Fund Office and a form will be mailed to you.

Complete a Beneficiary Designation Form and mail to the Fund Office.

Complete a Contribution and Investment Election Form and mail to the Fund Office or login to your online Alerus account.

Complete a Contribution and Investment Election Form and mail to the Fund Office.