Savings/401(k) Plan Documents
Summary Plan Description (SPD):
View the full Summary Plan Description that explains the Plan benefits available to you and your family.
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Summary of Material Modifications 1 (SMM):
Plan changes relating to Participant account fees.
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Summary of Material Modifications 2 (SMM):
Plan changes relating to benefit distributions upon termination of employment.
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Summary of Material Modifications 3 (SMM):
Plan changes relating to permitting Roth elective deferrals to the Plan if negotiated into your Collective Bargaining Agreement.
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Summary of Material Modifications 4 (SMM):
Plan changes relating to financial hardship distribution optons.
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Summary of Material Modifications 5 (SMM):
Plan changes relating to in-service withdrawals.
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Summary Annual Report (SAR):
The SAR provides basic financial information regarding the Plan and informs you of your rights to additional information.
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Keeping Your Money in the Plan at Retirement:
This document explains the advantages in keeping your money in the Teamsters Local 346 Savings and 401(k) Plan at Retirement.
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404a Annual Fee Disclosure:
This required annual disclosure provides information regarding the Plan’s fees and investments.
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QDIA Notice:
This notice describes your rights to direct investments in a broad range of investment alternatives and how accounts will be invested in the absence of participant direction.
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Fund Fact Sheets:
The Fund fact sheets provide a summary of Fund information including investment objectives, fees and expenses, and risk and return characteristics.
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Joint & Survivor Annuity Notice:
This notice explains the terms of the joint and survivor annuity and your rights regarding its waiver under the Plan.
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